Analisis Penggunaan Financial Technology (Fintech) Syariah Dalam Perspektif Ekonomi Islam

Authors

  • Fazira Salsabila UIN Sumatera Utara, Indonesia
  • Putri Mardiyyah Hasibuan UIN Sumatera Utara, Indonesia
  • Satria Mariqom Harahap UIN Sumatera Utara, Indonesia
  • Purnama Ramadani Silalahi UIN Sumatera Utara, Indonesia

DOI:

https://doi.org/10.55606/jekombis.v2i1.988

Keywords:

Financial Technology (Fintech), Islamic Economics

Abstract

This study aims to find out how to use Islamic Financial Technology (Fintech) in the perspective of Islamic Economics. This study uses a qualitative method with literature study. The data from this study is data obtained through books, previous research journals, and other literature. This method is used with facts, actual in accordance with existing situations and phenomena. This method is carried out to understand and reveal about the Use of Sharia Financial Technology (Fintech) in the Perspective of Islamic Economics. The results of this study state that sharia financial technology (fintech) must be based on the Koran and Hadith, which are the basic functions for all transactions that comply with Islamic law. According to Islamic teachings originating from the Al-Qur'an and As-Sunnah, all forms of economic and business transactions must respect individual rights and uphold a sense of solidarity with the wider community. The use of Islamic Financial Technology (Fintech) in the Perspective of Islamic Economics is that Islamic Fintech has an Islamic economic foundation and also has a clear and pre-existing legal framework.

References

Arifiyah, I. (2018). Perlindungan Hukum Terhadap Pengguna Pada Transaksi Bisnis Teknologi Finansial. 2018: Fakultas Ekonomi dan Bisnis UIN Syarif Hidayatullah.

Arner. (2016). Opportunities and Challenge. Fintech and RegTech .

Farizal. (2010). Pengembangan Kompetensi SDM Perbankan Syariah Melalui Corporate University. Yogyakarta: Forum Riset Perbankan Syariah II.

Hadad. (2018). Financial Technology (Fintech) di Indonesia.

Hasan. (2019, Juli 15). Fintech in Indonesia: An Islamic Outlook.

Indonesia, F. D.-M. (2018). Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah. DSN-MUI.

Joyosumarto, S. (2018). Kepemimpinan Lembaga Perbankan Abad ke-21. Jakarta: PT. Elex Media Komputindo.

Kasali. (2017). Discruption. Jakarta: Gramedia Pustaka Utama.

Keuangan, O. J. (2019, Agustus 1). Penyelenggara Fintech Terdaftar Dan Berizin.

Nasution, D. S. (2017). Urgensi Fintech Dalam Kurikulum Pendidikan Tinggi. Iqtishaduna Jurnal Ekonomi .

Nafiah, R., & Faih, A. (2019). Analisis Transaksi Financial Technology (Fintech) Syariah dalam Perspektif Maqashid Syariah. Iqtishadia Jurnal Ekonomi & Perbankan Syariah, 6(2), 167-175.

Rusydiana, A. S. (2018). Bagaimana Mengembangkan Industri Fintech Syariah di Indonesia? Pendekatan Interpreative Structural Model (ISM). Jurnal Al-Muzara’ah .

Shidik. (2016). Ushul Fiqh. Jakarta: PT. Intimedia Cipta Nusantara.

Wahyuni, R. A. E. (2019). Perkembangan ekonomi Islam di Indonesia melalui penyelenggaraan fintech syariah. Mahkamah: Jurnal Kajian Hukum Islam, 4(2), 184-192.

Yarli, D. (2018). Analisis Akad Tijarah Pada Transaksi Fintech Syariah Dengan Pendekatan Maqashid. Jurnal Pemikiran Hukum dan Islam .

Yanti, C. C. M. (2022). PENERAPAN FINTECH SYARIAH DALAM PENGEMBANGAN EKONOMI ISLAM. El-Ecosy: Jurnal Ekonomi dan Keuangan Islam, 2(1), 1-15.

Downloads

Published

2023-01-04

How to Cite

Fazira Salsabila, Putri Mardiyyah Hasibuan, Satria Mariqom Harahap, & Purnama Ramadani Silalahi. (2023). Analisis Penggunaan Financial Technology (Fintech) Syariah Dalam Perspektif Ekonomi Islam. Jurnal Penelitian Ekonomi Manajemen Dan Bisnis, 2(1), 149–157. https://doi.org/10.55606/jekombis.v2i1.988